About the author

Barry Choi

Barry Choi is an award-winning personal finance and travel expert. He regularly appears on various shows in Canada and the U.S., where he talks about all things money and travel. His website - Money We Have - attracts thousands of visitors daily, looking for the latest stories on travel and money.

Expertise

  • Personal finance

  • Credit cards

  • Loyalty points

  • Credit building

  • Credit scores

Blog posts by Barry Choi

5 min read

Does Applying for a Credit Card Hurt Your Credit?

Yes, a credit card application can cause a small, temporary score drop.

4 min read

Can You Transfer Money From a Credit Card?

Yes, but it usually costs extra.

4 min read

How Long Does a Credit Card Refund Take?

Most credit card refunds show up within a week.

5 min read

How to find billing address?

Discover the importance of updating your billing address on credit cards and learn how to find and update it easily. Protect yourself from fraud and ensure smooth transactions.

4 min read

How long does it take to get a credit card?

How long does it take to get a credit card? Discover the application, approval, and delivery process, plus tips to increase your credit limit and improve your credit score.

4 min read

Does Increasing Your Credit Limit Affect Your Credit Score?

Uncover the impact of increasing your credit limit on your credit score. Gain valuable insights on how this decision can affect your creditworthiness and financial standing. Learn about the potential benefits and considerations before making changes to your credit limit.