About the author

Barry Choi

Barry Choi is an award-winning personal finance and travel expert. He regularly appears on various shows in Canada and the U.S., where he talks about all things money and travel. His website - Money We Have - attracts thousands of visitors daily, looking for the latest stories on travel and money.

Expertise

  • Personal finance

  • Credit cards

  • Loyalty points

  • Credit building

  • Credit scores

Blog posts by Barry Choi

4 min read

How Is Credit Card Minimum Payment Calculated?

Your credit card minimum payment is the smallest amount you must pay by the due date to keep your account in good standing.

5 min read

Steps to Buying Your First Home

Buying a home is a dream for many, but it’s not an overnight process. Prepare yourself by researching as much as you can, starting here.

5 min read

How to Find Your Billing Address

Your billing address is the address your card issuer or financial institution has on file for your account.

5 min read

Does Applying for a Credit Card Hurt Your Credit?

Yes, a credit card application can cause a small, temporary score drop.

4 min read

Can You Transfer Money From a Credit Card?

Yes, but it usually costs extra.

4 min read

How Long Does a Credit Card Refund Take?

Most credit card refunds show up within a week.