About the author

Barry Choi

Barry Choi is an award-winning personal finance and travel expert. He regularly appears on various shows in Canada and the U.S., where he talks about all things money and travel. His website - Money We Have - attracts thousands of visitors daily, looking for the latest stories on travel and money.

Expertise

Personal finance
Credit cards
Loyalty points
Credit building
Credit scores

Blog posts by Barry Choi

5 min read

Steps to Buying Your First Home

Buying a home is a dream for many, but it’s not an overnight process. Prepare yourself by researching as much as you can, starting here.

5 min read

How to Find Your Billing Address

Your billing address is the address your card issuer or financial institution has on file for your account.

5 min read

Does Applying for a Credit Card Hurt Your Credit?

Yes, a credit card application can cause a small, temporary score drop.

4 min read

Can You Transfer Money From a Credit Card?

Yes, but it usually costs extra.

4 min read

How Long Does a Credit Card Refund Take?

Most credit card refunds show up within a week.

4 min read

How long does it take to get a credit card?

How long does it take to get a credit card? Discover the application, approval, and delivery process, plus tips to increase your credit limit and improve your credit score.