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About the author

Nick Saraev

Nick is a freelance writer and entrepreneur with a particular interest in business finance. He's been featured in publications like Popular Mechanics and Apple News

Expertise

  • Credit cards

  • Credit scores

  • Loans

  • Business finance

Education

  • Bachelor's Degree in Behavioral Neuroscience

  • Simon Fraser University

Blog posts by Nick Saraev

5 min read

What to Buy With a Credit Card to Build Credit

It’s not what you buy, it’s how you pay it back.

4 min read

How to Build Credit Without Going Into Debt

Pay on time and in full, and keep your credit usage low.

4 min read

When Were Debit Cards Invented?

Debit cards were developed in the late 1960s.

3 min read

Can You Use a Credit Card at an ATM?

You can use many credit cards at an ATM to withdraw cash.

5 min read

What Is a Bank Account and Why Do You Need One?

A bank account gives you a secure place to keep money, receive income, pay bills, make purchases and save for future expenses.


5 min read

How to Protect Yourself Online

According to the General Social Survey (GSS) on Self-reported fraud in Canada, 2019, an alarming 12% of the population reported being victims of fraud where their personal or banking information was used to illicitly obtain money or buy goods or services in the five years leading up to the survey.