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Using a credit card is a great way to build credit over time. To ensure your transactions don't affect your credit score, you'll need to manage your monthly balance and make regular, on-time payments. If you're new to credit cards and don't know how to check what your balance is and what your statement entails, stick around as we unpack this information below.

"Buy now, pay later" for online shopping has become quite the trend here in Canada, offering shoppers a new way to purchase the items they want without owing the full amount upfront. So, how exactly does buy now pay later work? What are the benefits and potential drawbacks of this financial service? We answer all these questions and more for you, down below.

For Canadians, "buy now pay later" (BPNL) services are a convenient financing option for online shopping. But, while these point-of-sale loans can prevent you from using your credit card for larger online purchases, there's still a possibility that it could negatively affect your credit score.

There are numerous types of credit available in Canada, one of which is known as revolving credit. Known as a flexible borrowing tool, revolving credit is a great option for Canadians with all types of financial backgrounds.

Thinking of breaking from the daily grind of the 9-5 life? If you’re thinking of retiring early, there’s plenty to consider. Read the pros and cons here.

Can you use your savings account to buy things? KOHO explains when and how you can access your savings while keeping your long-term financial goals intact.