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About the author

Ryan Severance

Ryan Severance is a professional freelance author and the owner of American Scribe LLC. With degrees in political science and socio-legal studies, he writes about business, politics, and law for clients around the world.

Blog posts by

Ryan Severance

What are traveller’s cheques and are they still useful?

7 mins

Ryan Severance

Ready for a vacation? Here’s how to safely spend your money abroad.

Should I quit my job and go to grad school?

9 mins

Ryan Severance

Going to grad school can be expensive, but it yields serious financial dividends. Here’s how to determine if you should quit your job and get a Master’s or PhD.

Should I quit my job and go to grad school?

9 mins

Ryan Severance

Going to grad school can be expensive, but it yields serious financial dividends. Here’s how to determine if you should quit your job and get a Master’s or PhD.

Is buying precious metals a good investment?

7 mins

Ryan Severance

Canadians spend billions importing precious metals each year. Are you missing out on this interesting investment opportunity?

How to negotiate a raise?

7 mins

Ryan Severance

How much are you worth? Here’s how to successfully negotiate a raise with your boss.  


Can cryptocurrency be stolen?

7 mins

Ryan Severance

Don’t be the victim of the next cryptocurrency heist. Here’s how to protect your valuable cryptocurrencies from hackers and scammers.

Is home insurance a legal requirement in Canada?

7 mins

Ryan Severance

Homeowner’s insurance—is it worth it? Are you required to have it? Read this to ease your legal fears.