Choose your reward
You and your friend can pick one or the other.
$20 to spend how you like
Yep, that’s basically free money to spend whatever way you want.
Three free months of Extra
That means more cash back, more interest, and more money in your account.
How it works
If you haven’t already, sign up for KOHO in just a few minutes
How it works
Find your referral code through the gift icon in the app
How it works
Share it via text, email, carrier pigeon, whatever
How it works
Once they’ve signed up and made a purchase, we’ll reward you!
FAQS
*Your referred friend will need to register for KOHO, have verified their account, and make their first purchase of at least $20 within 30 days, then you’ll both get rewarded!
You can refer up to 50 friends, which means you can earn up to $1000 from our referral program or over a year of Extra for free!
Nope! Your friend can make their first purchase online or in-person using their physical or virtual card. We’re flexible!
Give them a nudge via text! We’ve even drafted a message you can find in the app to make things a little easier.
Awesome — welcome to KOHO! You can enter the referral code during the last step of your sign-up.
No problem! Reach out to our wonderful support team in-app.