The benefits of referring friends


Up to $70 to spend however you want
KOHO members on a plan get $701. Yep, it’s basically free money.


3 months free of Everything
Your friend gets to try the best of KOHO for free—more cash back, more interest, and more money in their account.
FAQS
*Your referred friend will need to register for KOHO, have verified their account, and make their first purchase of at least $20 within 30 days, then you’ll both get rewarded!
You can refer up to 50 friends, which means you can earn up to $1000 from our referral program or over a year of Extra for free!
Nope! Your friend can make their first purchase online or in-person using their physical or virtual card. We’re flexible!
Give them a nudge via text! We’ve even drafted a message you can find in the app to make things a little easier.
Simply click the link in the invitation and the code will be automatically applied when you sign up. If not, you can add it in when you verify your phone number.
No problem! Reach out to our wonderful support team in-app.
1 Non-members receive $20. Referral bonus is paid out once the referee spends $20 from their KOHO account.