It pays to refer a friend

Refer a friend to KOHO and get a cash reward of up to $70, while your friend gets 3 months free of the Everything plan—a value of $66! The more friends you tell, the more it’ll pay off.

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The benefits of referring friends

Rewards

Up to $70 to spend however you want

KOHO members on a plan get $701. Yep, it’s basically free money.

Rewards

3 months free of Everything

Your friend gets to try the best of KOHO for free—more cash back, more interest, and more money in their account.

How it works

If you haven’t already, sign up for KOHO in just a few minutes

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How it works

Find your referral code through the gift icon in the app

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How it works

Share it via text, email, carrier pigeon, whatever

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How it works

Once they’ve signed up and made a purchase, we’ll reward you!

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FAQS

*Your referred friend will need to register for KOHO, have verified their account, and make their first purchase of at least $20 within 30 days, then you’ll both get rewarded!

You can refer up to 50 friends, which means you can earn up to $1000 from our referral program or over a year of Extra for free!

Nope! Your friend can make their first purchase online or in-person using their physical or virtual card. We’re flexible!

Give them a nudge via text! We’ve even drafted a message you can find in the app to make things a little easier.

Simply click the link in the invitation and the code will be automatically applied when you sign up. If not, you can add it in when you verify your phone number.

No problem! Reach out to our wonderful support team in-app.

Still have questions?

Can't find the answer you're looking for? Please chat to our friendly team.

1 Non-members receive $20. Referral bonus is paid out once the referee spends $20 from their KOHO account.